The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to foreclosure, short sales…Read More→
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Indecision is Not a Decision
Indecision is Not a Decision There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough…Read More→
Risk Rate Relationship
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether to loan money and at…Read More→
Pre-approval is Good for Everyone
Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract….Read More→